When you need a personal loan visit Marks & Spencer to discover how much you could afford to borrow. You can borrow any amount from £1,000 - £20,000. If you are not sure how much you can afford - use the loan calculator to work out how much your repayments will cost. Because repayments are fixed you can plan ahead and once you receive your loan there are no repayments for the first three months - meaning that you can enjoy the benefits of your loan without having to worry about paying it back straight away.

The Marks and Spencer loan site is very well laid out and makes the process of applying for a loan very simple. If you want to apply online there is a list of the details which you will need to provide to fill in the application. Alternatively you can apply over the phone and you will get an instant decision on how much you are able to borrow. To find out more visit Marks and Spencer today.