Halifax offer both unsecured and secured loans to UK residents. Whether you want to finance the purchase of a new car, home renovations, a holiday, to pay off existing debts or almost any other reason, it might be worth checking the Halifax's website to see what they could offer you. Unsecured loans are available from £1,000 to £25,000, repayable over a period of between one and seven years. If you're a homeowner, you could borrow more with a secured loan - the Halifax will lend up to 97% of the value of your house. You can get a quick quote online using the loan calculator, and if you like what you see it's possible to apply straight away through the website.

The Halifax's site is well-designed with the loan information accessible and clearly laid out. The loan calculator is very convenient and easy to use, and applying is very straightforward too. The navigation at the top of the page gives you access to the rest of the site and all of the other financial products and services on offer from the Halifax, including mortgages, insurance, investing, bank accounts and credit cards.